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Maui Businesses Face Immediate Operational Disruptions and Asset Risks from Prolonged Kona Storm

·10 min read·Act Now

Executive Summary

An extended period of heavy rain and flash flooding from a Kona storm is actively disrupting business operations across Maui County, posing risks to property, supply chains, and customer access. Immediate protective measures and operational contingency planning are critical for small businesses, real estate owners, tourism operators, and agricultural producers.

  • Small Business Operators: Risk of flood damage, reduced foot traffic, staffing challenges, and potential supply chain interruptions.
  • Real Estate Owners: Threat of water damage to properties, increased insurance claims, and potential for rental income loss.
  • Tourism Operators: Cancellations due to travel advisories, reduced tour availability, and potential damage to accommodations.
  • Agriculture & Food Producers: Crop damage, loss of livestock, disrupted harvesting and transport.
  • Timeline: Conditions are ongoing and may persist; immediate action is required.
  • Action: Implement immediate property protection, review operational continuity plans, and monitor advisories.

Action Required

High Priority

Businesses must take immediate steps to protect assets, ensure employee safety, and adapt operations to severe weather impacts that could last for an extended period.

Small business operators should immediately review and implement their business continuity plans, focusing on securing inventory and protecting physical assets from flood damage. Real estate owners must conduct thorough property inspections, clear drainage systems, and communicate proactively with tenants about safety and reporting procedures. Tourism operators need to revise guest policies, monitor travel advisories closely, and ensure their properties are secured. Agricultural producers should prioritize securing livestock and vulnerable crops, assess infrastructure integrity, and communicate potential harvest/delivery disruptions to stakeholders. All affected roles must stay informed via official county and weather advisories.

Who's Affected
Small Business OperatorsReal Estate OwnersTourism OperatorsAgriculture & Food Producers
Ripple Effects
  • Widespread property damage → increased insurance claims and premiums for real estate owners → higher operating costs for businesses and landlords
  • Road closures and transport disruptions → supply chain interruptions for small businesses → potential for localized shortages and price increases for goods
  • Crop damage and harvest delays → reduced local food supply → increased reliance on imports and higher food costs for consumers and restaurants
  • Sustained severe weather → strain on emergency services → potential diversion of resources from other critical county functions
Palm trees swaying in strong winds by a stormy ocean seascape.
Photo by Atlantic Ambience

Maui Businesses Face Immediate Operational Disruptions and Asset Risks from Prolonged Kona Storm

An extended Kona storm system is currently deluging Maui County with heavy rains and flash flooding. This prolonged severe weather event necessitates urgent action from businesses to mitigate immediate risks, protect assets, and adapt operational strategies. The current conditions are not a brief shower but a sustained period of hazardous weather with a high probability of escalating impacts on infrastructure, supply chains, and essential services.

The Change

A significant and prolonged Kona storm system is impacting Maui County, characterized by periods of intense rainfall and widespread flash flooding. The County of Maui has issued multiple updates, emphasizing the ongoing nature of this weather event and the potential for escalating hazards. These conditions are not expected to abate quickly, meaning businesses must prepare for sustained disruption rather than a short-term inconvenience. The immediate threat includes direct property damage from flooding, impassable roads leading to access and delivery issues, and potential disruptions to power and communication services.

Who's Affected

Small Business Operators (Restaurants, Retailers, Service Providers)

Existing operational margins are vulnerable. Floodwaters pose a direct risk to inventory, equipment, and physical storefronts. Immediate actions should include securing inventory, sandbagging entrances, and ensuring all storm drains are clear. Staff safety must be prioritized; business owners should plan for potential staff shortages if roads become impassable or employees are directly affected by flooding. Supply chain disruptions are highly likely, as ingress and egress for delivery vehicles become hazardous, potentially impacting availability of goods and raw materials for weeks.

Real Estate Owners (Property Owners, Landlords, Property Managers)

Properties, particularly those in low-lying or flood-prone areas, face significant risk of water damage. This can lead to costly repairs, increased insurance premiums, and potential loss of rental income. Immediate actions involve inspecting properties for vulnerabilities, clearing gutters and drainage systems, and advising tenants on safety precautions. Landlords should proactively communicate with tenants regarding potential disruptions and be prepared to address property damage promptly. The duration of the storm increases the likelihood of sustained saturation and potential structural impacts.

Tourism Operators (Hotels, Tour Companies, Vacation Rentals)

Visitor safety and access are paramount. The ongoing storm can lead to flight disruptions, road closures, and cancellations of tours and activities. Hotels and vacation rentals must prepare for potential guest displacement or extended stays due to travel impediments. Immediate actions include staying updated on official advisories, communicating proactively with guests about potential impacts on services and activities, and reviewing cancellation policies. Damage to property infrastructure, such as pools or outdoor areas, is also a risk.

Agriculture & Food Producers (Farmers, Ranchers, Food Processors)

These operations are directly exposed to the elements. Prolonged heavy rainfall can lead to crop saturation, root rot, and increased pest/disease pressure. Livestock are at risk from drowning or displacement, and pastures can become unusable. Harvesting and transport become severely hampered by flooded fields and damaged farm roads. Immediate actions include securing vulnerable livestock, protecting stored crops and feed, and evaluating the integrity of farm infrastructure like irrigation systems and processing facilities.

Second-Order Effects

Prolonged severe weather on an isolated island economy like Maui creates cascading impacts. Widespread property damage and business closures will reduce local economic activity, potentially leading to decreased tax revenues for the county. Disruptions in logistics and transportation can lead to localized shortages of essential goods, driving up prices for consumers and businesses alike. Furthermore, damage to agricultural land can impact the local food supply chain, increasing reliance on imports and potentially raising food costs further. This sustained disruption can also strain emergency services, diverting resources from other critical needs. In the longer term, repeated severe weather events may prompt a reassessment of building codes and infrastructure resilience, potentially increasing future development and construction costs.

What to Do

Small Business Operators

Act Now:

  1. Secure Inventory & Assets: Relocate high-value inventory and equipment to higher ground or waterproof storage immediately. Use sandbags to protect entrances and critical equipment from water ingress.
  2. Review & Update Business Continuity Plan: If you do not have one, create a basic plan now. If you do, review it for current storm conditions. This includes identifying critical business functions, alternative operating locations or procedures, and communication protocols with staff and customers.
  3. Communicate with Staff: Confirm safety protocols, discuss potential work hour adjustments or closures, and establish communication channels for updates.
  4. Monitor Advisories: Stay informed via the County of Maui Emergency Management Agency and local news for road closures, evacuation orders, and emergency resource availability.
  5. Document Damage: Take photos and videos of any damage that occurs for insurance purposes. Be prepared for potential utility outages.

Real Estate Owners

Act Now:

  1. Inspect Properties for Vulnerabilities: Walk through all properties, especially basements, ground floors, and commercial spaces, identifying potential entry points for water. Check that sump pumps are operational.
  2. Clear Drainage Systems: Ensure all gutters, downspouts, and storm drains on your properties are clear of debris to facilitate water runoff.
  3. Advise Tenants: Proactively communicate with tenants, sharing safety information and outlining procedures for reporting damage. Ensure tenants understand their responsibilities and your emergency contact procedures.
  4. Secure Outdoor Items: Secure or bring inside any outdoor furniture, equipment, or materials that could become projectiles or get washed away.
  5. Review Insurance Policies: Familiarize yourself with your property insurance coverage, particularly regarding flood damage and filed claims procedures. Have contact information for your insurance provider readily available.

Tourism Operators

Act Now:

  1. Review & Communicate Guest Policies: Re-evaluate cancellation and rebooking policies in light of potential travel disruptions. Proactively communicate any service interruptions or changes to guests via email, text, or your booking platform.
  2. Monitor Travel Advisories: Stay informed about airline advisories, road closures affecting access to your location, and official county emergency management updates. Adjust tour schedules and operations accordingly.
  3. Secure Property & Assets: Ensure all outdoor areas and accessible guest facilities are secured. If operating in a flood-prone zone, take precautions to protect ground-level rooms and facilities.
  4. Prepare for Staffing Challenges: Anticipate potential staffing issues due to transportation difficulties and communicate contingency plans.
  5. Liaise with Local Authorities: Maintain open communication lines with local emergency management and tourism authorities for real-time updates and coordinated responses.

Agriculture & Food Producers

Act Now:

  1. Protect Livestock: Move livestock to higher ground or more secure shelters. Ensure adequate feed and water supplies are accessible and protected from contamination.
  2. Secure Crops & Equipment: Harvest any vulnerable crops if feasible and safe to do so. Protect stored grains, feeds, and farm equipment from water damage. Assess irrigation systems for damage and water flow disruption.
  3. Evaluate Field & Road Conditions: Monitor field saturation and the integrity of farm access roads. Postpone non-essential field operations until conditions improve to prevent soil compaction and equipment damage.
  4. Assess Infrastructure: Inspect barns, sheds, processing facilities, and other infrastructure for structural integrity and water intrusion. Ensure backup power sources (if available) are functional.
  5. Communicate with Suppliers & Buyers: Notify key suppliers and buyers about potential delays or disruptions to harvesting, processing, and delivery schedules.

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