Elevated Risk for Maui Businesses Due to Extended Kona Storm
A prolonged Kona storm event, characterized by heavy rainfall, flooding, erosion, and downed trees and power lines, is significantly impacting operational continuity for businesses across Maui. The storm, which intensified on Saturday, March 14, 2026, presents immediate and potentially widespread disruptions to infrastructure and access, demanding a proactive risk assessment from all affected sectors.
The Change
The persistent storm system has saturated island terrain, leading to widespread flooding in low-lying areas and increased erosion along coastlines. Downed trees are blocking major roadways, and extensive power outages are reported across various districts. These conditions are not projected to abate rapidly, creating a sustained period of elevated risk for businesses on Maui.
Who's Affected
Small Business Operators Businesses reliant on consistent power and accessible locations face immediate challenges. Downed power lines and trees can lead to prolonged service interruptions, impacting everything from food spoilage in restaurants to the ability of staff to commute. Local franchises and service-based businesses should anticipate delayed customer access and potential impacts on supply chain deliveries. The duration of these disruptions is directly tied to the speed of utility restoration and debris clearance, which can be significantly hampered by the ongoing weather.
Real Estate Owners Property owners and managers must contend with risks of physical damage from falling trees and floodwaters. Properties in coastal or low-lying areas are particularly vulnerable to erosion and inundation. Beyond immediate repair needs, prolonged power outages could affect tenant services and the overall habitability of rental units, potentially leading to disputes or demands for rent abatement. Assessing structural integrity and mitigating flood risks should be a priority.
Tourism Operators With visitor safety and access paramount, the storm poses a direct threat to the tourism sector. Tour operators may have to cancel excursions due to road closures and unsafe conditions. Hotels and vacation rental hosts could face guest complaints or cancellations if amenities or access routes are compromised. The storm's duration will dictate the extent of cancellations and the recovery time for bookings.
Agriculture & Food Producers Farms and agricultural operations are at high risk of crop damage due to heavy rain and flooding, potentially leading to significant yield losses. Livestock may also be at risk. The ability to harvest and transport produce will be severely impeded by blocked roads and potentially damaged farm infrastructure. Aquaculture operations could face disruptions due to debris entering water systems and potential power outages affecting pumps and filtration.
Second-Order Effects
- Prolonged power outages & transportation disruptions → Reduced visitor spending → Down-tick in general excise tax revenue → Strain on county services.
- Crop damage & transport delays → Shortages of local produce → Increased reliance on imported goods → Higher food costs for consumers and businesses.
- Infrastructure damage & repair needs → Increased demand for construction labor and materials → Potential for increased material costs and project delays for other developments.
What to Do
Small Business Operators: Monitor Hawaiian Electric and Maui County Civil Defense for updates on power restoration and road clearing. Secure any outdoor assets that could be damaged by wind or flooding. Communicate proactively with staff regarding work status and safety. Consider temporary closures if access or power is severely compromised.
Real Estate Owners: Document any property damage with photographs and videos for insurance claims. If experiencing flooding, take immediate steps to mitigate further water damage. Maintain communication with tenants regarding ongoing issues and expected repair timelines. Report significant property damage to relevant county departments.
Tourism Operators: Review cancellation policies and communicate proactively with booked guests. Monitor Hawaii Tourism Authority advisories. Assess the safety and accessibility of tour routes and operational areas. Prepare for potential refund requests or rescheduling needs.
Agriculture & Food Producers: Assess damage to crops, livestock, and farm infrastructure. Document losses for insurance and potential disaster relief applications. Monitor Hawaii Department of Agriculture for any disaster assistance programs. Coordinate with transportation providers to understand potential delays for harvested goods.



